Bankruptcy & Foreclosure usually affects the buyer's ability to buy a home for seven years. According to Experian's latest analysis, 2.5 million consumers hit by the financial crisis in 2007 to 2010 will be ready to re-enter the housing market beginning of next year. In addition 68% of these consumers will be at prime or above prime credit. Having gone through very difficult times, these consumers will have better awareness of their financial health and will possess better credit management skills. The industry term for them is: Boomerang Buyers.